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Hey everyone! I am using this channel to document my journey of becoming financially independent by 35. The information on this channel is purely for entertainment purposes only, and should not be taken as "financial advice" from David Quan. David Quan is not a financial advisor. You should consider seeking independent legal, financial, taxation, or other advice to check how the information relates to your unique circumstances. David Quan is not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly.